Your Local Lending Team

Believe More. Achieve More.

We Care,
We Communicate,
We Close!

We Care,
We Communicate,
We Close!

Work With A Lender Who Cares

At Team Crescenzo, we understand that the mortgage process can be complex and daunting. As a local mortgage lender, we take pride in living by our slogan, “We Care, We Communicate, We Close.”

Our unwavering dedication to you means we continually adapt and evolve in this ever-changing industry. With numerous loan options and countless client situations, we promise to always be learning and exploring innovative approaches to assist you in achieving your homeownership dreams.

Team Crescenzo is committed to making a lasting impact by simplifying the mortgage process and guiding you every step of the way.

We Bring People Home

With over 20 years of experience working first hand with families and their home financing needs, it is our goal to simplify the process and help make the road to closing as smooth as possible. We strive to provide every client with open communication and complete transparency.

Where most lenders may make a quick decision off the initial application process, we take a different, hands on approach. We work with clients for the long term and help make their goals of owning a home a reality regardless of what that may look like upon the initial call. Whether it’s closing in less than 30 days or coordinating a new construction purchase, we have the knowledge to make it a pleasant and positive experience.

A 5 Star Lending Experience

Check out what some of our customers have to say about their Team C experience!

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Daniel Anderson
May 29, 2023

Amazing team and fast and polite.

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Renia Foster
May 22, 2023

Looking for an Compassionate, dedicated, Hard working lender? If your reading this review then your on the RIGHT PATH! Mr. Phil Is everything I listed above and more! His team is also GREAT and go above and beyond! Your NOT just a number or client, you become family! My family and I LOVE TEAM C!

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Foster Denise
recommends
May 22, 2023

Never met a team so compassionate, detailed, understandable and as dedicated as TEAM C! Mr. Phil is so awesome and very patient(I’m a handful) Mr.Phil and his team IS WHERE YOU NEED TO BE I PROMISE! My family and I are in a home, because of TeamC ! Mrs. Brooke Grover is also AWESOME! I recommend YOU START & FINISH with TEAM C!! Let’s GOOOO

We Care, We Communicate, We Close.

Ask anyone on our team & they’ll tell you that the difference at Team Crescenzo is the 3 C’s.

Follow Team C!

Check out our recent posts, and follow Team C on Instagram!

Happy Memorial Day! 🇺🇸 We hope everyone is having a great long weekend. 💙🌭
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
It's #NationalWineDay and to celebrate we're giving away a #GiftCard to Savi Cucina + Wine Bar in Mt. Pleasant! 🍇 To enter the contest, tag your favorite wine drinking friend. We will announce the winner tomorrow. Good luck and happy sipping! 🍷
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
HUGE News from your #LocalLenders! 🗞 Team C is now offering DOWN PAYMENT ASSISTANCE! 🙌 To be eligible for up to 3.5% down payment assistance, you need a minimum score of 640, and you cannot exceed 160% Area Median Income. Contact us today to get your home-buying process started! 💙
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
Let's give a warm welcome to Mt. Pleasant's newest homeowner, Lenny P! 🙌 Brody and all of Team C are thrilled to be the ones to help you start your next chapter in the Lowcountry! 🌴🏠 #WelcomeHome 
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
Our new website is live! 🥳 At #TeamC, we want to fight for simplicity in a world full of distractions & make the mortgage process as streamlined as possible for our clients. How we do one thing is how we do everything, so with that said ... we redesigned our website to make it more SIMPLE! 🙌 Check it out at teamcmortgage.com!
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #NewWebsite
Happy Mother's Day 🌷 to our amazing, hard-working moms at Team C and all of the fantastic moms out there!❣️ We are so appreciative of everything you do. 👩‍👧‍👦 #HappyMothersDay
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
Thank YOU, Kyra for trusting us with your home-buying experience. We're are so excited for you and all the memories to come in your new home. 💙 #TeamCCares 
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCReview #Review
We know you have many options when it comes to a mortgage lender. At #TeamC, we want to be more than that. We are your local lenders, your family 💙, and your cheerleaders, 🎉 and we will do whatever it takes to get you into your dream home. Contact us at teamc@apmortgage.com to get started today! 🙌
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
#DerbyDay! 🐎 Did you know ... the Kentucky Derby is also referred to as "The Run for the Roses" 🌹 because the winner is awarded a blanket sewn with over 400 roses post-race? This blanket weighs about 40 lbs.
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares  #KentuckyDerby
Happy National Teacher Appreciation Week! 🍎 Did you know that our STARS Program ⭐️ applies to all teachers, firefighters, front-line workers, police officers, and EMTs, and offers a $500 lender credit + other incentives? For more information, please reach out to teamc@apmortgage.com. 🙌 #ThankYouTeachers
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #StarsProgram #TeacherAppreciation
Sadarius, it was a pleasure getting the opportunity to work with you. We are so excited for you and all the memories to come in your new home! 🏡 Thanks for the awesome review! 💙
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #Review
Happy National Teacher Appreciation Day 🍏🖍 💕 to all of our amazing educators making the world a better place! 🌎 Thanks for all you do.
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #NationalTeacherDay #TeacherAppreciation
Charleston's newest Homeowners! 🙌  It's times like these when we are so proud of what we do. 💙  @allieearhart, we are so excited for you and your family on your new home. 🏡 🌴 Welcome to the Lowcountry!
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
Why get a #ConventionalLoan with Team C? 
🏡 Put down as little as 3%.
🏡 Credit scores as low as 620 may be accepted.
🏡 Fixed rates offer consistent monthly payments and simplify planning and budgeting.
🏡 ARMs may have lower initial monthly payments than fixed-rate loans and adjust after the fixed term.
🏡 Available for purchase, refinance, or cash-out refinance.
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
Don't miss out on our #BUYFI program! 🏠 Any home buyer who closes before this Sunday, April 30 is eligible for a no lender fee to refinance!! 🥳 The only criteria is to close on your home before April 30 and close on your refinance before December 31, 2024,*, and #TeamC will take care of the rest! Contact us today for more information. 🙌
*Available on all loan programs & products
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
We are excited to announce 🎉 that Phil Crescenzo has also been ranked in the Top 200 Mortgage Loan Originators in the country by National Mortgage News for Total Loans Closed in 2022! 🙌 Let's keep up the great work!
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #ScotsmansGuide #NationalMortgageNews
We're cruising through National Fair Housing Month 🏠, which commemorates the passage of the Fair Housing Act in April of 1968. At #TeamC, it is our mission to ensure that everyone has the opportunity and right to a safe, comfortable, and decent home. 🥰 
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #NationalFairHousingMonth #FairHousing
This month is the last chance to take advantage of our latest #BUYFI program! 🏠 Any home buyer who closes before April 30 is now eligible for a no lender fee to refinance!! 🥳 The only criteria is to close on your home before April 30 and close on your refinance before December 31, 2024,*, and #TeamC will take care of the rest! Contact us today for more information. 🙌
*Available on all loan programs & products
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
#TeamC Fun Fact! 🙌 Since forming Team C in April of 2020, PJ & Phil have successfully closed 1000 + loans together & counting. 😁💙
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
First quarter down, infinity to go! 😁 In Q1 of 2023, #TeamC proudly served 87 families, and closed $27 millions dollars in loans! 🎉 Thank you everyone. We couldn't have done it without the trust and support of our community. 🥰 #TeamCCares 
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
The 2023 Top Originator Rankings are out! 🙌 Phil Crescenzo ranked #194 for Loan Originators in the country & #7 in the entire state of South Carolina!! 🥳 Way to go, Phil and #TeamC!!
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
April 30 is quickly approaching! 🏠 With our BUY FI program, any home buyer who closes between NOW and the end of April is eligible for a no lender fee to refinance!! 🙌 The only criteria is to close on your home before April 30 and close on your refinance before December 31, 2024,*and #TeamC will take care of the rest! Contact us today for more details. 😉
*Available on all loan programs & products
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #BUYFI #BuyNow #REFI
April is National Fair Housing Month, commemorating the passage of the Fair Housing Act in April 1968. 🏠 At Team C, it is our mission to ensure that everyone has the opportunity and right to a safe, comfortable, and decent home. 💙
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #NationalFairHousingMonth #FairHousing 
(Image from migonline.com)
Good luck to everyone running the CHS Bridge Run today! 🌁 🏃  #GetOverIt 
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #CooperRiverBridgeRun #CHSBridgeRun @cooperriverbridgerun
We don't just have clients in South Carolina ... #TeamC is also licensed in North Carolina, Georgia, Tennessee & Florida 🌴 and we are ready to help you close on your dream home up and down the southeast coast! 🏠 Contact us today to get started! 🙌
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares
Team C is serving up loans, loans, and more loans! 🙌 Check out our "Mortgage Menu" to see all the services we provide. 👨‍🍳
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #MortgageMenu #LoanServices
Helping over 1,000 people buy their dream homes has been our dream! 🥰 Thank you for trusting #TeamC to bring you home! 🙌 Here's to 1,000 more happy families!
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #ThousandFamiliesServed
There is so much information online! 💻 #MortgageFactFriday
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#TeamC #TeamCrescenzo #mortgagefacts #Team #Crescenzo #LearnSomethingNew #Mortgage #Lending #Leasing #Loan #LocalLender #SouthCarolina #CHS #FactFriday
The FHA PMI has recently been reduced from 0.85 percent to 0.55 percent, meaning you will save money! 🥳 🙌 The world of real estate is always changing, follow us to stay up to date with the latest news! 📲
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #FHA #PMI #Reduced
Happy First Day of Spring! 💐 There's nothing better than springtime in the Lowcountry! 🍍
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #FirstDayofSpring #Spring
"May your troubles be less, your blessings be more, and nothing but happiness come through your door." 🍀 Happy St. Patrick's Day!
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #StPatricksDay #StPattys
#MindsetMatters with Team Crescenzo. #TeamC brings you the latest news in the mortgage and lending industry. Make sure to subscribe to our YouTube channel to stay in the know. Check out Ep 17: Appraisals💰🏘
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#PavingthewayinMortgageLending #TeamCrescenzo #MindsetMondayswithTeamC #CheckOut #OurYouTubePage #SubscribeToday #Local #LocalExperts #LoveWhatWeDo #Appraisals #WhatisYourHomeWorth #WhatistheHomeYouAreBuyingWorth  #WeCare  #WeCommunicate #WeClose
Daylight Savings begins tonight! ⏰ Don't forget to change your clocks and get ready for spring! 🍀🌷
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #DaylightSavings
With our new BUY FI program, any home buyer who closes between NOW and April 30 is eligible for a no lender fee to refinance!! 🥳 The only criteria is to close on your home before April 30 and close on your refinance before December 31, 2024,* and #TeamC will take care of the rest! Contact us today for more details. 🙌
*Available on all loan programs & products
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #BUYFI
Happy #InternationalWomensDay to all of the successful, hard-working, and talented women in our office. Team C would be incomplete without you. 💕
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#TeamCrescenzo #TeamC #Team #Crescenzo #LocalLender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #SC #CHS #WeCare #WeCommunicate #WeClose #TeamCCares #WomensDay